Card shipping, pricing, and Visa debit offering
• Offer tiered shipping:
• Economy Untracked: cheapest postal option with clear disclaimers and optional “Shipping Protection.”
• Economy Tracked: low-cost tracking.
• Standard Courier: tracked with signature.
• Express Courier: fastest, premium.
• Gate untracked shipping to low‑risk corridors; require KYC completion before dispatch; add address validation to cut returns.
• Transparent checkout: show delivery estimates, tracking availability, and full cost breakdown; notify at each step.
• Competitive issuing fees:
• Keep standard plastic low-cost; virtual cards free/nominal.
• Graduated replacement fees; bundle express shipping for premium cards.
• Free or subsidized economy shipping above funding/usage thresholds.
• Add Visa Debit:
• Partner with a BIN sponsor to issue virtual first, then physical.
• Support Apple Pay/Google Pay tokenization and 3‑D Secure 2.
• Differentiate standard vs premium (e.g., metal, higher limits, perks).